Real Estate - Jackie Berberabe

VA Loan Assumption in Williamsburg: Should You Allow It?

Can a buyer assume your VA loan when you sell a home in Williamsburg, Virginia? Yes. VA loans are assumable, and the buyer does not have to be a veteran. The servicer has to approve the assumption, the buyer pays a VA funding fee of 0.5% of the loan balance in cash at closing, and you stay liable fo

Septic Inspections in Williamsburg, VA: Who Pays?

Is a Septic Inspection Required When You Buy or Sell in Williamsburg, Virginia? Virginia law does not require a septic inspection for the sale of a residential property. It sets minimum standards for an inspection when a lending institution, a real estate licensee, a prospective homebuyer, or anothe

What Do Sellers Have to Disclose in Williamsburg, VA?

What do home sellers have to disclose in Williamsburg, Virginia? Virginia is a buyer beware state. Sellers in the City of Williamsburg, James City County, and York County sign a Residential Property Disclosure Statement that makes no representations about the condition of the home, which puts the in

Market Updates

Real Talk with Jackie: Buyers Are Back… But They’re Picky

Let’s talk about what’s actually happening in the market right now. Buyers are definitely out there and actively searching, but they’re being careful and calculated. Interest rates are higher, their cost of living has gone up, and they’re not making offers unless a home feels like the right fit. Tha
REAL Talk with Jackie: Should You Sell Now? Here's the Real Scoop on the Market

If you’ve been wondering whether now’s the right time to sell, the numbers say yes, at least for now. Inventory is still low in areas like Newport News, York County, Williamsburg, and James City County, and homes are selling quickly, often at or above asking. But with inventory slowly ticking up,
March 2025 Market Trends: Williamsburg, Yorktown & Surrounding Areas

Let's dive into some real estate metrics to give you a better understanding of the current market trends. These numbers include all single family homes, condos, and townhomes. Read through or skip to your Zip Code/Area. Williamsburg 23188 Market Trends First up is for the 23188 area, we have t

MY BLOGS

VA Loan Assumption in Williamsburg: Should You Allow It?

Can a buyer assume your VA loan when you sell a home in Williamsburg, Virginia? Yes. VA loans are assumable, and the buyer does not have to be a veteran. The servicer has to approve the assumption, the buyer pays a VA funding fee of 0.5% of the loan balance in cash at closing, and you stay liable fo
Septic Inspections in Williamsburg, VA: Who Pays?

Is a Septic Inspection Required When You Buy or Sell in Williamsburg, Virginia? Virginia law does not require a septic inspection for the sale of a residential property. It sets minimum standards for an inspection when a lending institution, a real estate licensee, a prospective homebuyer, or anothe
What Do Sellers Have to Disclose in Williamsburg, VA?

What do home sellers have to disclose in Williamsburg, Virginia? Virginia is a buyer beware state. Sellers in the City of Williamsburg, James City County, and York County sign a Residential Property Disclosure Statement that makes no representations about the condition of the home, which puts the in
Sell or Rent Out Your Williamsburg Home When You PCS?

Should You Sell or Rent Out Your Home When You PCS from Williamsburg, Virginia? When PCS orders move you out of the Williamsburg, Virginia area, selling usually makes the most sense if you need your equity at the next duty station, you want your full VA loan entitlement restored, or you don't want t
Sell Your House As-Is or Fix It First in Williamsburg?

SHOULD YOU SELL YOUR HOUSE AS-IS OR MAKE REPAIRS FIRST IN WILLIAMSBURG, VIRGINIA? In the Williamsburg, Virginia area, selling as-is usually means accepting 5% to 20% less than comparable move-in-ready homes, because buyers read "as-is" as a signal to discount. Targeted, low-cost repairs, like fresh
Home Inspections in Williamsburg, VA: What to Expect

Home Inspections in Williamsburg, VA: What to Expect What Should You Expect from a Home Inspection in Williamsburg, Virginia? In the Williamsburg, Virginia area, a general home inspection typically costs $400 to $700, takes two to four hours, and happens within the first 7 to 10 days after your cont
Termite and Moisture Inspections in Williamsburg, VA

Who Pays for the Termite and Moisture Inspection in Williamsburg, Virginia? In the Williamsburg, Virginia area, the termite and moisture inspection is not automatically the seller's responsibility, no matter what a national website tells you. The buyer can order and pay for it, the buyer can order i
Low VA Appraisal in Williamsburg? Here's What to Do

What Happens if Your VA Appraisal Comes in Low in Williamsburg, Virginia? When a VA appraisal comes in below your contract price in the Williamsburg, Virginia area, the VA's Tidewater Initiative gives your lender a short window, usually about two business days, to submit stronger comparable sales be
Williamsburg Area Property Taxes: What You'll Pay in 2026

How much are property taxes in the Williamsburg, Virginia area? Real estate tax rates in the Greater Williamsburg area run from $0.62 to $0.80 per $100 of assessed value as of July 2026. James City County dropped its rate from $0.83 to $0.80 per $100 effective July 1, 2026, and added a one-time two-
HOA Fees When Buying a Home in Williamsburg, Virginia

What HOA Fees Do You Pay When Buying a Home in Williamsburg, Virginia? When you buy in a homeowners association community in the Williamsburg, Virginia area, like Kingsmill, Ford's Colony, Greensprings West, or Scott's Pond, you'll pay ongoing dues, billed monthly, quarterly, or annually, plus, in m

Market Updates

MY BLOGS

GET IN TOUCH